WHAT IS FINAL EXPENSE INSURANCE?

Final Expense insurance is an affordable way for families to prepare for the financial costs that come with the death of a loved one. With the average funeral costing between $7,000-$12,000, many seniors don’t want to put such a hefty financial burden on their family. Final expense insurance differs from traditional life insurance by offering affordable rates and no medical exam required.  A covered person might only pay only one $50 installment, yet if he or she were to die, the beneficiaries could receive $15,000, $20,000 or more.

We have many options that fit every budget and lifestyle. We can meet with you in your home and a lot of policies can we arranged over the phone.

Our agents are experienced to guide seniors and their families through the planning process so everyone has a peace of mind and is prepared for tomorrow.

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WHAT DO FINAL EXPENSES COVER?

  • Professional services and body preparation

  • Cremation

  • Embalming

  • Casket

  • Burial plot and grave marker.

  • Flowers and other costs associated with a funeral.

  • Travel expenses for children and grandchildren to return home to honor their loved one.

  • Money to cover rent, mortgage or other bills

  • Leave behind a charitable contribution to a specific program, school or church.

  • Final expenses are not limited to those listed above. Our representatives enjoy helping people create plans to meet their goals.